Off-Site Monitoring
In its ongoing offsite supervision of banks and bank holding
companies, the Federal Reserve uses automated screening systems to identify
organizations with poor or deteriorating financial profiles and to help detect
adverse trends developing in the banking industry. The System to Estimate
Examinations Ratings (SEER) statistically estimates an institution’s supervisory
rating based on prior examination data and information that banks provide in
their quarterly Call Report filings. This information enables the Federal
Reserve to better direct examiner resources to those institutions needing
supervisory attention.